When the evenings draw in, the duvet that kept you comfortable in August is rarely the right one for December. The number that matters is the tog rating, which measures how well a duvet traps heat. The higher the number, the warmer it is. Picking the wrong one can mean waking up cold or sweating through the night.
Chums, the retailer that says it has been offering clothing for more than 40 years and also sells homeware, stocks duvets across a wide range of tog ratings. This guide explains how to choose, and uses the range on the Chums website to show what the options look like. Prices below were checked on 25 October 2026 and can change, so confirm on the product page.
In this guide
- What Does Tog Actually Mean?
- A Simple Rule of Thumb
- Lightweight Options: 1.5 and 2.5 Tog
- The Mid-Weight Choice: 4.5 Tog
- Winter Warmers: 10.5, 13.5 and 15 Tog
- Natural Filling: Goose Feather and Down
- Easy Care: The All in One Duvet
- Comparison Table
- Do Not Forget the Pillows
- Delivery, Returns and Offers
- Final Thoughts
What Does Tog Actually Mean?
Tog is a unit of thermal resistance. In practical terms, a low tog duvet is light and cool, while a high tog duvet is heavy and warm. Many people keep two duvets, or use one lightweight duvet on its own in summer and combine it with a warmer one in winter. Chums itself suggests, on its 2.5 tog microfibre duvet page, that a spare lightweight duvet is handy for cold snaps and high temperatures alike.
A Simple Rule of Thumb
- 1.5 to 3 tog: summer weight, or a top-up layer.
- 4.5 tog: spring and early autumn, or for people who sleep warm.
- 10.5 tog: the usual winter choice in a heated home.
- 13.5 to 15 tog: for cold bedrooms or people who feel the cold.
These are general rules of thumb rather than Chums recommendations. Your own comfort depends on bedroom temperature, bed linen, and personal preference.
Lightweight Options: 1.5 and 2.5 Tog
The Chums 2.5 Tog Microfibre Duvet has a microfibre cover and a hollowfibre filling that the brand says has the softness of down without the allergens that sometimes come with it. It is machine washable and available in several sizes. On 25 October it was listed from GBP 25.
For a natural fibre option, the Cottonfill Duvet in 1.5 tog has a 100% cotton filling and a quilted cotton cover. Chums describes it as suitable alone in spring and summer or as a top-up in colder months. It is machine washable and was listed from GBP 39.
The Mid-Weight Choice: 4.5 Tog
The Downland Hotel Quality 4.5 Tog Duvet is channel stitched, with an embossed satin stripe cover, 100% polyester and machine washable. Chums says it is made in the UK. It was listed from GBP 19, which made it the lowest-priced duvet in our selection.
Winter Warmers: 10.5, 13.5 and 15 Tog
The same Hotel Quality design is sold in higher tog ratings. The 10.5 tog version was listed from GBP 24, the 13.5 tog from GBP 26, and the 15 tog from GBP 33. All four Hotel Quality duvets use the same channel stitched satin stripe cover, are 100% polyester, machine washable, and come in single, double, king and superking sizes.
If you share a bed with someone who feels the cold, a simple option is to buy two different tog ratings for two single duvets on a double bed, rather than compromising on one.
Natural Filling: Goose Feather and Down
Some people prefer a natural filling. The Downland Goose Feather and Down Duvet has a 90% small white goose feather and 10% white goose down filling, with a down-proof 100% cotton cover and square stitching to keep the filling evenly spread. Chums lists several tog ratings at one price on the page, and it was from GBP 80 on 25 October.
Easy Care: The All in One Duvet
The All in One Duvet 10.5 Tog is designed to cut down on changing covers. According to Chums, it is made from soft, easy-care polyester and comes in pastel shades. The brand says it can be machine washed and dried without ironing. Single and double sizes fit an 8kg drum machine, while king and superking sizes need a larger machine or a launderette. It was listed from GBP 79 and had 118 reviews on the page.
Comparison Table
| Duvet | Tog | Filling or cover (per Chums) | Listed price on 25 Oct 2026 |
|---|---|---|---|
| Cottonfill Duvet | 1.5 | 100% cotton filling and quilted cotton cover | From GBP 39 |
| Microfibre Duvet | 2.5 | Hollowfibre filling, microfibre cover | From GBP 25 |
| Downland Hotel Quality | 4.5 | 100% polyester, satin stripe cover | From GBP 19 |
| Downland Hotel Quality | 10.5 | 100% polyester, satin stripe cover | From GBP 24 |
| Downland Hotel Quality | 13.5 | 100% polyester, satin stripe cover | From GBP 26 |
| Downland Hotel Quality | 15 | 100% polyester, satin stripe cover | From GBP 33 |
| All in One Duvet | 10.5 | Easy-care polyester | From GBP 79 |
| Goose Feather and Down | Various | 90% goose feather, 10% goose down; cotton cover | From GBP 80 |
The sizes on the Hotel Quality range are listed as Single 54 x 78 inches, Double 78 x 78 inches, King 90 x 86 inches and Superking 102 x 86 inches. Check the exact size before ordering, as the starting price applies to the smallest size.
Do Not Forget the Pillows
A new duvet looks best with matching pillows. The Downland Hotel Quality Pillow Pair has the same satin stripe cover and is 100% polyester and machine washable. The pair measures 29 x 19 inches, and the page lists standard delivery in 3 to 5 working days for GBP 5.95.
Delivery, Returns and Offers
Chums advertises free standard delivery on orders over GBP 49.99 with a code shown on its pages, and free returns within 30 days. Some duvets are despatched directly from the supplier and may take longer to arrive, according to the product pages. The retailer also promotes a 20% discount for signing up to its emails, subject to its terms. Offers and codes change, so check the current terms at checkout.
Final Thoughts
Choosing the right tog rating is the best way to stay comfortable as the temperature falls. For most heated homes, a 10.5 tog is the sensible winter choice, with a lighter duvet to swap in during milder spells. Look at the full Chums duvet range to compare fillings, sizes and prices, and remember that all prices in this guide were checked on 25 October 2026.
